Most employees are usually responsible for the expenses associated with moving when they are relocating. Most employers typically handle moving expenses from three perspectives. They either pay for your expenses, reimburse you for reasonable and necessary expenses or provide a cash-based moving allowance. Regardless, of how your employer treats you, if they do not cover up to a specific dollar amount, get them in writing what expenses they are going to cover.
Another way an employer may cover expenses related to relocating is if the employee’s insurance policy covers the expenses. Although there is no hard and fast rule that you have to be reimbursed for all expenses covered by your health insurance policy, it is still wise to check this with your insurer. For example, some plans cover the expenses of moving up to $1500, but do not include the cost of packing or unpacking your belongings. Be sure to confirm the terms and conditions associated with your plan before purchasing your coverage. It may be prudent to purchase additional coverage, as unforeseen expenses can arise.
Some expenses may also fall under the umbrella of a claim you can make on your health insurance. For example, if your employer pays all of your moving costs, you may qualify for a medical expense reimbursement claim for the expenses related to relocating. A claim form should be filled out and submitted to your employer, along with copies of your health insurance policy and receipts. If they deny you the claim, have copies of your health insurance policy and receipts handy. The point here is to make sure you do not spend any money on these types of items out of pocket unless absolutely necessary, which will help avoid any unexpected expenses from occurring while you are gone.